Today's advertised special. No Closing Costs!

No Closing Cost Loans are not available in Washington.

Introductory 30 Year Fixed Rate Less Than 3%

2.375% / 4.375% APR

Loan amounts up to $417,000

Introductory 30 Year Fixed Rate Less Than 3%

View Loan Assumptions   No Closing Costs Disclosures   View Buydown Disclosures

Rates effective as of: 02/10/16 08:08 AM

Take advantage of today's advertised special rate!

No Tax Return Loan-30 year fixed

5.25% / 5.485% APR

Loan amounts up to $3,000,000

No Tax Return Loan-30 year fixed

View Loan Assumptions    

Rates effective as of: 02/10/16 08:08 AM

Today's advertised special. No Closing Costs!

No Closing Cost Loans are not available in Washington.

15 Year Fixed

2.99% / 2.99% APR

Loan amounts up to $417,000

Lower your rate and build equity in less time.

View Loan Assumptions   No Closing Costs Disclosures  

Rates effective as of: 02/10/16 08:08 AM

Today's advertised special. No Closing Costs!

No Closing Cost Loans are not available in Washington.

30 Year Fixed

3.625% / 3.625% APR

Loan amounts up to $417,000

Get the lowest available rate and payment.

View Loan Assumptions   No Closing Costs Disclosures  

Rates effective as of: 02/10/16 08:08 AM

Today's advertised special. No Closing Costs!

No Closing Cost Loans are not available in Washington.

30 Year Fixed from $417,000 to $625,500

3.875% / 3.875% APR

Loan amounts up to $625,500

Get the lowest available rate and payment.

View Loan Assumptions   No Closing Costs Disclosures  

Rates effective as of: 02/10/16 08:08 AM

Today's advertised special. No Closing Costs!

No Closing Cost Loans are not available in Washington.

15 Year Fixed from $417,000 to $625,500

2.99% / 2.99% APR

Loan amounts up to $625,500

Lower your rate and build equity in less time.

View Loan Assumptions   No Closing Costs Disclosures  

Rates effective as of: 02/10/16 08:08 AM

Today's advertised special. No Closing Costs!

No Closing Cost Loans are not available in Washington.

10 Year Fixed

2.875% / 2.875% APR

Loan amounts up to $417,000

Lower your rate and build equity in less time.

View Loan Assumptions   No Closing Costs Disclosures  

Rates effective as of: 02/10/16 08:08 AM

Agency Conforming Fixed Rate Products


Loans up to $417,000

30 Year Fixed
Rate Points APR
3.625% Roll Down 3.625%
3.500% $995 Lender Fees 3.549%
3.375% 0.750 3.552%
3.250% 1.500 3.485%
15 Year Fixed
Rate Points APR
2.990% Roll Down 2.990%
2.875% $995 Lender Fees 2.959%
2.750% 0.500 3.029%
2.625% 1.000 2.973%
10 Year Fixed
Rate Points APR
2.875% Roll Down 2.875%
2.750% $995 Lender Fees 2.872%
2.625% 0.750 3.082%
2.500% 1.750 3.159%

***No cost 45 day rate lock available on Purchase transactions!

The Roll Down is our no closing cost loan. No Closing Cost Loans are not available in Washington. It is available on refinance transactions only. CashCall Mortgage will pay all of the Borrower''s closing costs except: Prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance. Minimum loan amount in California is $200,000. Minimum loan amount in all other states is $250,000.

"$995 Lender Fees" option applies to purchase and refinance transactions. CashCall Mortgage will charge a flat $995 "Origination Fee" to cover all Lender''s costs. The borrower(s) will be responsible for paying all third party charges, including but not limited to: discount points paid to buy down the interest rate or to cover loan level pricing adjustments, appraisal fees, credit report fees, flood certification fees, notary/signing fees, charges for title insurance and related fees, escrow/closing fees, attorney fees and recording fees. The borrower is also responsible for paying prepaid interest, property taxes, state mortgage and transfer taxes, insurance, mortgage insurance and existing lender payoff(s) and associated fees.

Rates effective as of: 2/10/2016 8:02:30 AM

View Adjustments
Standard Adjustments. Applies to 10, 15, & 30 Year Fixed Rate
Loan Feature Criteria Add to Rate
Non-Escrowed Loans No Charge 0.000
State Adjustment Zone 1:
(CA,IA,IN,WI,SD,AL,
MI,ND,NC,KY,CT,AZ
AR,NV,VA)
$250,000 - $299,999 0.125
$200,000 - $249,999 0.250
State Adjustment Zone 2:
(KS,NE,LA,TN,OH,NH,
WV,GA,CO,NJ,SC,OR,
HI,ID,OK,NM,TX
IL,FL,PA)
$300,000 - $349,999 0.125
$250,000 - $299,999 0.250
995 Lender Fee Option $200,000 - $249,999 0.125
995 Lender Fee Option $150,000 - $199,999 0.250
995 Lender Fee Option $75,000 - $149,999 0.375
2-4 Unit Properties   0.250
Attached Condo LTV > 75% Term > 15 Years 0.250
Properties on Schedule of R.E. > 1   0.125
Self Employed Borrower(s)   0.125
Subordinate Financing CLTV <= 75.00% 0.250
Subordinate Financing CLTV > 75-95% 0.375
Subordinate Financing CLTV > 95% 0.500
Investment Property LTV <= 75% 0.625
Investment Property LTV >= 75.01% 1.000
FICO < 740 Term 10 or 15 Years 0.125
LTV > 70% Term 10 or 15 Years 0.125
Loan Amount < 100,000 *Half Fee Option 0.250
Agency FICO/LTV Grid - Applies to 20, 25, & 30 Year Fixed - Add to Rate
FICO LTV<=60 60.01-70 70.01-75 75.01-80 80.01-85 85.01-95 95.01-97
740+ 0.000 0.125 0.125 0.125 0.125 0.125 0.250
720-739 0.000 0.125 0.125 0.250 0.250 0.250 0.250
700-719 0.000 0.125 0.250 0.250 0.250 0.250 0.375
680-699 0.000 0.125 0.375 0.500 0.375 0.375 0.375
660-679 0.000 0.250 0.500 0.875 0.875 0.625 0.500
640-659 0.125 0.375 0.750 0.875 0.875 0.750 0.625
620-639 0.125 0.375 0.750 0.875 0.875 0.875 0.750

Agency Fixed Cashout Refi FICO/LTV Grid - Applies to all Conventional Products - Add to Rate
FICO LTV<=60 60.01-75 75.01-80
740+ 0.125 0.250 0.375
700-739 0.125 0.375 0.375
680-699 0.125 0.375 0.375
660-679 0.250 0.375 0.500
640 - 659 0.250 0.375 0.750
620 - 639 0.250 0.375 0.750

View Loan Assumptions

Agency High Balance Fixed Rate Products


Loans up to $625,500 in Select Areas

High Balance 30 Year Fixed
Rate Points APR
3.875% Roll Down 3.875%
3.750% $995 Lender Fees 3.800%
3.625% 1.250 3.874%
High Balance 15 Year Fixed
Rate Points APR
2.990% Roll Down 2.990%
2.875% $995 Lender Fees 2.976%
2.750% 1.750 3.127%
High Balance 10 Year Fixed
Rate Points APR
2.990% Roll Down 2.990%
2.875% $995 Lender Fees 2.943%
2.750% 1.750 3.301%

***No cost 45 day rate lock available on Purchase transactions!

The Roll Down is our no closing cost loan. No Closing Cost Loans are not available in Washington. It is available on refinance transactions only. CashCall Mortgage will pay all of the Borrower''s closing costs except: Prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance.

"$995 Lender Fees" option applies to purchase and refinance transactions. CashCall Mortgage will charge a flat $995 "Origination Fee" to cover all Lender''s costs. The borrower(s) will be responsible for paying all third party charges, including but not limited to: discount points paid to buy down the interest rate or to cover loan level pricing adjustments, appraisal fees, credit report fees, flood certification fees, notary/signing fees, charges for title insurance and related fees, escrow/closing fees, attorney fees and recording fees. The borrower is also responsible for paying prepaid interest, property taxes, state mortgage and transfer taxes, insurance, mortgage insurance and existing lender payoff(s) and associated fees.

Rates effective as of: 2/10/2016 8:02:30 AM

View Adjustments
Standard Adjustments. Applies to 10, 15, & 30 Year Fixed Rate
Loan Feature Criteria Add to Rate
Non-Escrowed Loans No Charge 0.000
2-4 Unit Properties   0.250
Attached Condo LTV > 75% Term > 15 Years 0.250
Properties on Schedule of R.E. > 1   0.125
Self Employed Borrower(s)   0.125
Subordinate Financing CLTV <= 75.00% 0.250
Subordinate Financing CLTV > 75-95% 0.375
Subordinate Financing CLTV > 95% 0.500
Investment Property LTV <= 75% 0.625
Investment Property LTV >= 75.01% 1.000
FICO < 740 Term 10 or 15 Years 0.125
LTV > 70% Term 10 or 15 Years 0.125
Loan Amount < 100,000 *Half Fee Option 0.250
Agency FICO/LTV Grid - Applies to 20, 25, & 30 Year Fixed - Add to Rate
FICO LTV<=60 60.01-70 70.01-75 75.01-80 80.01-85 85.01-95 95.01-97
740+ 0.000 0.125 0.125 0.125 0.125 0.125 0.250
720-739 0.000 0.125 0.125 0.250 0.250 0.250 0.250
700-719 0.000 0.125 0.250 0.250 0.250 0.250 0.375
680-699 0.000 0.125 0.375 0.500 0.375 0.375 0.375
660-679 0.000 0.250 0.500 0.875 0.875 0.625 0.500
640-659 0.125 0.375 0.750 0.875 0.875 0.750 0.625
620-639 0.125 0.375 0.750 0.875 0.875 0.875 0.750

Agency Fixed Cash Out Refi FICO/LTV Grid - Applies to all Conventional Products - Add to Rate
FICO LTV<=60 60.01-75 75.01-80
740+ 0.125 0.250 0.375
700-739 0.125 0.375 0.375
680-699 0.125 0.375 0.375
660-679 0.250 0.375 0.500
640 - 659 0.250 0.375 0.750
620 - 639 0.250 0.375 0.750


Agency High Balance Adjusters - Add to Conforming Fixed Rate Adjusters Above
Loan Feature Add to Rate
Cash out Refi LTV<=80% 0.250
Purchases or Limited Cash Out LTV>60% 0.125

View Loan Assumptions

DU Refi Plus 125.01% - 200% LTV


30 Yr Fixed
Rate Points APR
3.750% Roll Down 3.750%
3.625% $995 Lender Fees 3.674%
3.500% 1.500 3.739%
10 or 15 Yr Fixed
Rate Points APR
3.125% Roll Down 3.125%
2.990% $995 Lender Fees 3.087%
2.875% 1.750 3.343%
High Balance 30 Yr Fixed
Rate Points APR
3.990% Roll Down 3.990%
3.875% $995 Lender Fees 3.926%
High Balance 10 or 15 Yr Fixed
Rate Points APR
3.250% Roll Down 3.250%
3.125% $995 Lender Fees 3.223%
2.990% 1.750 3.460%

Refi Plus High Balance loan limits up to $625,500 in selected counties. Unlimited LTV subject to Fannie Mae Desktop underwriting approval. 20 and 25 year terms are priced the same as 30 year term. The Roll Down is our no closing cost loan. No Closing Cost Loans are not available in Washington. It is available on refinance transactions only. CashCall Mortgage will pay all of the Borrower''s closing costs except: Prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance. Minimum loan amount in California is $200,000. Minimum loan amount in all other states is $250,000.

"$995 Lender Fees" option applies to purchase and refinance transactions. CashCall Mortgage will charge a flat $995 "Origination Fee" to cover all Lender''s costs. The borrower(s) will be responsible for paying all third party charges, including but not limited to: discount points paid to buy down the interest rate or to cover loan level pricing adjustments, appraisal fees, credit report fees, flood certification fees, notary/signing fees, charges for title insurance and related fees, escrow/closing fees, attorney fees and recording fees. The borrower is also responsible for paying prepaid interest, property taxes, state mortgage and transfer taxes, insurance, mortgage insurance and existing lender payoff(s) and associated fees.

Rates effective as of: 2/10/2016 8:02:30 AM

View Adjustments
DU Refi Plus - Applies to All DU Refi Plus Conforming and High Balance Products - Add to Rate
Loan Feature Criteria Add to Rate
Non-Escrowed Loans No Charge 0.000
State Adjustment Zone 1:
(CA,IA,IN,WI,SD,AL,
MI,ND,NC,KY,CT,AZ
AR,NV,VA)
$250,000 - $299,999 0.125
$200,000 - $249,999 0.250
State Adjustment Zone 2:
(KS,NE,LA,TN,OH,NH,
WV,GA,CO,NJ,SC,OR,
HI,ID,OK,NM,TX
IL,FL,PA)
$300,000 - $349,999 0.125
$250,000 - $299,999 0.250
995 Lender Fee Option $200,000 - $249,999 0.125
995 Lender Fee Option $150,000 - $199,999 0.250
995 Lender Fee Option $75,000 - $149,999 0.375
High LTV > 125% 0.250
Attached Condo LTV > 75% Term > 15 year 0.250
2-4 Units   0.250
Subordinate Financing CLTV > 95.00% 0.500
FICO < 640   0.125
High Balance Adjustment   0.125
10 Year DTI > 45% 0.500
Properties on Schedule of Real Estate > 1 0.125
Self Employed Borrower(s)   0.125
10 or 15 Year FICO < 740 0.125
10 or 15 Year LTV > 70 0.125
Loan Amount < $100,000 *Half fee option 0.250
DU Refi Plus - FICO/LTV GRID - Conforming and Agency High Balance Products - Add to Rate
FICO LTV > 125 (terms > 15 years)
720+ 0.000  
680-719 0.125  
660-679 0.375  
640-659 0.500  
620-639 0.625  

View Loan Assumptions

DU Refi Plus 105.01% - 125.00% LTV


30 Yr Fixed
Rate Points APR
3.750% Roll Down 3.750%
3.625% $995 Lender Fees 3.674%
3.500% 1.500 3.739%
10 or 15 Yr Fixed
Rate Points APR
3.125% Roll Down 3.125%
2.990% $995 Lender Fees 3.087%
2.875% 1.500 3.308%
High Balance 30 Yr Fixed
Rate Points APR
3.750% Roll Down 3.750%
3.625% $995 Lender Fees 3.674%
3.500% 1.500 3.739%
High Balance 10 or 15 Yr Fixed
Rate Points APR
3.125% Roll Down 3.125%
2.990% $995 Lender Fees 3.087%
2.875% 1.500 3.308%

Refi Plus High Balance loan limits up to $625,500 in selected counties. Unlimited LTV subject to Fannie Mae Desktop underwriting approval. 20 and 25 year terms are priced the same as 30 year term. The Roll Down is our no closing cost loan. No Closing Cost Loans are not available in Washington. It is available on refinance transactions only. CashCall Mortgage will pay all of the Borrower''s closing costs except: Prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance. Minimum loan amount in California is $200,000. Minimum loan amount in all other states is $250,000.

"$995 Lender Fees" option applies to purchase and refinance transactions. CashCall Mortgage will charge a flat $995 "Origination Fee" to cover all Lender''s costs. The borrower(s) will be responsible for paying all third party charges, including but not limited to: discount points paid to buy down the interest rate or to cover loan level pricing adjustments, appraisal fees, credit report fees, flood certification fees, notary/signing fees, charges for title insurance and related fees, escrow/closing fees, attorney fees and recording fees. The borrower is also responsible for paying prepaid interest, property taxes, state mortgage and transfer taxes, insurance, mortgage insurance and existing lender payoff(s) and associated fees.

Rates effective as of: 2/10/2016 8:02:30 AM

View Adjustments
DU Refi Plus - Applies to All Fixed Rate Conforming and Agency High Balance Products - Add to Rate
Loan Feature Criteria Add to Rate
Non-Escrowed Loans No Charge 0.000
State Adjustment Zone 1:
(CA,IA,IN,WI,SD,AL,
MI,ND,NC,KY,CT,AZ
AR,NV,VA)
$250,000 - $299,999 0.125
$200,000 - $249,999 0.250
State Adjustment Zone 2:
(KS,NE,LA,TN,OH,NH,
WV,GA,CO,NJ,SC,OR,
HI,ID,OK,NM,TX
IL,FL,PA)
$300,000 - $349,999 0.125
$250,000 - $299,999 0.250
995 Lender Fee Option $200,000 - $249,999 0.125
995 Lender Fee Option $150,000 - $199,999 0.250
995 Lender Fee Option $75,000 - $149,999 0.375
High LTV > 105% 0.250
Attached Condo LTV > 75% Term > 15 year 0.250
2-4 Units   0.250
Subordinate Financing CLTV > 95.00% 0.500
FICO < 640   0.125
High Balance Adjustment   0.125
10 Year DTI > 45% 0.500
Properties on Schedule of Real Estate > 1 0.125
Self Employed Borrower(s)   0.125
10 or 15 Year FICO < 740 0.125
10 or 15 Year LTV > 70 0.125
Loan Amount < $100,000 *Half fee option 0.250
DU Refi Plus - FICO/LTV GRID - Conforming and Agency High Balance Products - Add to Rate
FICO LTV 105.01 -125 (terms > 15 years)
720+ 0.000  
680-719 0.125  
660-679 0.375  
640-659 0.500  
620-639 0.625  

View Loan Assumptions

DU Refi Plus LTVs up to 105.00%


30 Yr Fixed
Rate Points APR
3.625% Roll Down 3.625%
3.500% $995 Lender Fees 3.549%
3.375% 1.000 3.572%
3.250% 1.750 3.504%
15 Yr Fixed
Rate Points APR
2.990% Roll Down 2.990%
2.875% $995 Lender Fees 2.971%
2.750% 0.750 3.075%
2.625% 1.250 3.018%
10 Yr Fixed
Rate Points APR
2.990% Roll Down 2.990%
2.875% $995 Lender Fees 2.971%
2.750% 0.750 3.075%
2.625% 1.250 3.018%
High Balance 30 Yr Fixed
Rate Points APR
3.875% Roll Down 3.875%
3.750% $995 Lender Fees 3.800%
3.625% 1.250 3.846%
High Balance 15 Yr Fixed
Rate Points APR
2.990% Roll Down 2.990%
2.875% $995 Lender Fees 2.971%
2.750% 1.750 3.215%
High Balance 10 Yr Fixed
Rate Points APR
2.990% Roll Down 2.990%
2.875% $995 Lender Fees 2.971%
2.750% 1.750 3.215%

Refi Plus High Balance loan limits up to $625,500 in selected counties. Unlimited LTV subject to Fannie Mae Desktop underwriting approval. 20 and 25 year terms are priced the same as 30 year term. The Roll Down is our no closing cost loan. No Closing Cost Loans are not available in Washington. It is available on refinance transactions only. CashCall Mortgage will pay all of the Borrower''s closing costs except: Prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance. Minimum loan amount in California is $200,000. Minimum loan amount in all other states is $250,000.

"$995 Lender Fees" option applies to purchase and refinance transactions. CashCall Mortgage will charge a flat $995 "Origination Fee" to cover all Lender''s costs. The borrower(s) will be responsible for paying all third party charges, including but not limited to: discount points paid to buy down the interest rate or to cover loan level pricing adjustments, appraisal fees, credit report fees, flood certification fees, notary/signing fees, charges for title insurance and related fees, escrow/closing fees, attorney fees and recording fees. The borrower is also responsible for paying prepaid interest, property taxes, state mortgage and transfer taxes, insurance, mortgage insurance and existing lender payoff(s) and associated fees.

Rates effective as of: 2/10/2016 8:02:30 AM

View Adjustments
DU Refi Plus - Applies to All Fixed Rate Conforming and Agency High Balance Products - Add to Rate
Loan Feature Criteria Add to Rate
Non-Escrowed Loans No Charge 0.000
State Adjustment Zone 1:
(CA,IA,IN,WI,SD,AL,
MI,ND,NC,KY,CT,AZ
AR,NV,VA)
$250,000 - $299,999 0.125
$200,000 - $249,999 0.250
State Adjustment Zone 2:
(KS,NE,LA,TN,OH,NH,
WV,GA,CO,NJ,SC,OR,
HI,ID,OK,NM,TX
IL,FL,PA)
$300,000 - $349,999 0.125
$250,000 - $299,999 0.250
995 Lender Fee Option $200,000 - $249,999 0.125
995 Lender Fee Option $150,000 - $199,999 0.250
995 Lender Fee Option $75,000 - $149,999 0.375
High LTV LTV > 95% 0.250
Investment Property LTV <=75% 0.625
Investment Property LTV > 75% 1.000
Attached Condo LTV > 75% Term > 15 yr 0.250
2-4 Units   0.250
Subordinate Financing CLTV <= 75% 0.250
Subordinate Financing CLTV > 75 - 95% 0.375
Subordinate Financing CLTV > 95% 0.500
FICO < 640   0.125
High Balance Adjustment   0.125
10 Year DTI > 45% 0.500
Properties on Schedule of Real Estate > 1   0.125
Self Employed Borrower(s)   0.125
Loan Amount < $100,000 *Half fee option 0.250
DU Refi Plus - FICO/LTV GRID - Conforming and Agency High Balance Products - Add to Rate
FICO <= 60 60.01-70 70.01-75 75.01-80 80.01-95 95.01-105 (terms > 15 years)
720+ 0.000 0.125 0.125 0.125 0.000 0.000  
700-719 0.000 0.125 0.250 0.250 0.250 0.125  
680-699 0.000 0.125 0.250 0.250 0.250 0.125  
660-679 0.000 0.250 0.375 0.375 0.500 0.375  
640-659 0.125 0.375 0.500 0.500 0.625 0.500  
620-639 0.125 0.375 0.625 0.625 0.750 0.625  

View Loan Assumptions