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What is a Common Sense Loan?

  • Loans are free from the strict requirements of a traditional mortgage.
  • Can qualify you based on bank statements to show your income.
  • An investment property loan that is supported by the cash flow of the property instead of your personal income.
  • You can use alternative documents to show ability to repay the loan.
  • Liquid assets can replace showing proof of income.

A Common Sense Loan Is For You If:

  • You can use cash flow and assets to qualify.
  • Your FICO score is at least 580 or above.
  • Your rental properties’ cash flow can cover your monthly mortgage payment.
  • You have been turned down by a bank.
  • If your family member will lend you the money but others won't!