Our Mortgage
COMMON SENSE LOANS with No Closing Costs

This program is designed for borrowers who would benefit from alternative loan qualification methods and have been turned down by conventional routes. This program provides alternate approaches to document the borrower’s ability to repay the loan. Bank statements may be used to document income as an alternative to tax returns for self-employed borrowers. The property’s cash flow may be utilized for investment properties in lieu of conventional methods. We offer fixed rate terms, Interest Only payment options, and No Closing Cost Fee loan options.

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FHA Loans

There are two types of FHA refinance loans: FHA Streamline and FHA Cash Out Refinance. If you own a home and you are looking for a refinance mortgage, an FHA loan refinance may be right for you if you are looking for lower closing costs and/or easier credit qualifying. A FHA Cash Out refinance allows homeowners to refinance their existing mortgage by taking out another mortgage for more than they currently owe. A FHA streamline allows you to reduce the interest rate on your current home loan quickly and oftentimes without an appraisal.

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VA Loans

VA Loans service veterans, services members and surviving spouses to purchase a home and refinancing a current mortgage. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

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Safe and Secure 10, 15, and 30 Year Fixed Rate Loans

Our Safe and Secure Fixed Rate loans offer terms of 10, 15, or 30 years. CashCall Mortgage will help you decide how to structure your loan so it fits into a budget you can afford.

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HARP Loans

If you've been unable to get traditional refinancing because your home value has declined (and you are current on your payments), the Home Affordable Refinance Program (HARP) may be able to help lower your mortgage payment. If your mortgage is owned by Fannie Mae, you may be eligible. Click here to check. Take advantage of this great program now.

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