Current Rates

RATES EFFECTIVE AS OF 2/15/2019 7:30:00 AM

FHA Fixed Products

Loans up to $484,350

FHA 30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.250% 0.000 5.254%
4.125% 0.500 5.192%
3.990% 1.000 5.099%
3.875% 1.500 5.029%

FHA 15 Yr Fixed

$995 Flat Fee

Rate Points APR
3.990% 0.000 4.999%
3.875% 0.500 4.950%
3.750% 1.000 4.903%
3.625% 1.500 4.855%

***No cost 45 day rate lock available on Purchase transactions!

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

FHA High Balance

Loans up to $726,525

FHA High Balance 30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.500% 0.000 5.510%
4.375% 0.500 5.430%
4.250% 1.000 5.351%
4.125% 1.500 5.271%

FHA High Balance 15 Yr Fixed

$995 Flat Fee

Rate Points APR
4.250% 0.000 5.230%
4.125% 0.500 5.182%
4.000% 1.000 5.125%
3.875% 1.500 5.088%

***No cost 45 day rate lock available on Purchase transactions!

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

VA Fixed Products

Loans up to $484,350

VA 30 Year

$995 Flat Fee

Rate Points APR
4.250% 0.000 4.553%
4.125% 0.500 4.470%
4.000% 1.000 4.376%
3.875% 1.500 4.303%

VA 15 Year

$995 Flat Fee

Rate Points APR
3.990% 0.000 4.530%
3.875% 0.500 4.480%
3.750% 1.000 4.431%
3.625% 1.500 4.381%

VA 30 Year IRRRL

$995 Flat Fee

Rate Points APR
4.250% 0.000 4.320%
4.125% 0.500 4.237%
4.000% 1.000 4.153%
3.875% 1.500 4.069%

VA 15 Year IRRRL

$995 Flat Fee

Rate Points APR
3.990% 0.000 4.122%
3.875% 0.500 4.071%
3.750% 1.000 4.020%
3.625% 1.500 3.969%

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

VA High Balance Products

Loans up to $726,525

VA 30 Year High Balance

$995 Flat Fee

Rate Points APR
4.500% 0.000 4.796%
4.375% 0.500 4.713%
4.250% 1.000 4.631%
4.125% 1.500 4.547%

VA 15 Year High Balance

$995 Flat Fee

Rate Points APR
4.250% 0.000 4.763%
4.125% 0.500 4.636%
4.000% 1.000 4.509%
3.875% 1.500 4.382%

VA 30 Year IRRRL High Balance

$995 Flat Fee

Rate Points APR
4.500% 0.000 4.560%
4.375% 0.500 4.477%
4.250% 1.000 4.394%
4.125% 1.500 4.311%

VA 15 Year IRRRL High Balance

$995 Flat Fee

Rate Points APR
4.250% 0.000 4.353%
4.125% 0.500 4.303%
4.000% 1.000 4.252%
3.875% 1.500 4.202%

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

Agency Conforming Fixed Rate Products

Loans up to $484,350

30 Year Fixed

$995 Flat Fee

Rate Points APR
4.500% 0.000 4.539%
4.375% 0.500 4.455%
4.250% 1.000 4.371%
4.125% 1.500 4.287%

15 Year Fixed

$995 Flat Fee

Rate Points APR
3.990% 0.000 4.055%
3.875% 0.500 4.013%
3.750% 1.000 3.960%
3.625% 1.500 3.906%

10 Year Fixed

$995 Flat Fee

Rate Points APR
3.990% 0.000 4.084%
3.875% 0.500 4.074%
3.750% 1.000 4.053%
3.625% 1.500 4.031%

***No cost 45 day rate lock available on Purchase transactions!

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

Agency High Balance Fixed Rate Products

Loans up to $726,525 in Select Areas

High Balance 30 Year Fixed

$995 Flat Fee

Rate Points APR
4.875% 0.000 4.916%
4.750% 0.500 4.833%
4.625% 1.000 4.750%
4.500% 1.500 4.666%

High Balance 15 Year Fixed

$995 Flat Fee

Rate Points APR
5.125% 0.000 5.171%
5.000% 0.500 5.121%
4.875% 1.000 5.070%
4.750% 1.500 5.019%

High Balance 10 Year Fixed

$995 Flat Fee

Rate Points APR
5.125% 0.000 5.191%
5.000% 0.500 5.173%
4.875% 1.000 5.154%
4.750% 1.500 5.135%

***No cost 45 day rate lock available on Purchase transactions!

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

DU Refi Plus 125.01% - 200% LTV

30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.625% 0.000 4.664%
4.500% 1.000 4.624%
4.375% 1.500 4.540%

10 or 15 Yr Fixed

$995 Flat Fee

Rate Points APR
4.375% 0.000 4.461%
4.250% 0.500 4.408%
4.125% 0.750 4.318%
4.000% 1.250 4.265%

High Balance 30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.990% 0.000 5.031%
4.875% 0.750 4.981%
4.750% 1.250 4.898%
4.625% 1.750 4.814%

High Balance 10 or 15 Yr Fixed

$995 Flat Fee

Rate Points APR
5.250% 0.000 5.345%
5.125% 1.250 5.408%
5.000% 1.500 5.318%
4.875% 1.750 5.229%

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

DU Refi Plus 105.01% - 125.00% LTV

30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.625% 0.000 4.664%
4.500% 1.000 4.624%
4.375% 1.500 4.540%

10 or 15 Yr Fixed

$995 Flat Fee

Rate Points APR
4.375% 0.000 4.461%
4.250% 0.500 4.408%
4.125% 0.750 4.318%
4.000% 1.250 4.265%

High Balance 30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.625% 0.000 4.664%
4.500% 1.000 4.624%
4.375% 1.500 4.540%

High Balance 10 or 15 Yr Fixed

$995 Flat Fee

Rate Points APR
4.375% 0.000 4.461%
4.250% 0.500 4.408%
4.125% 0.750 4.318%
4.000% 1.250 4.265%

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.

DU Refi Plus LTVs up to 105.00%

30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.625% 0.000 4.664%
4.500% 0.750 4.603%
4.375% 1.250 4.519%
4.250% 1.750 4.434%

15 Yr Fixed

$995 Flat Fee

Rate Points APR
4.375% 0.000 4.461%
4.250% 0.250 4.371%
4.125% 0.500 4.282%
4.000% 0.750 4.192%

10 Yr Fixed

$995 Flat Fee

Rate Points APR
4.375% 0.000 4.461%
4.250% 0.250 4.371%
4.125% 0.500 4.282%
4.000% 0.750 4.192%

High Balance 30 Yr Fixed

$995 Flat Fee

Rate Points APR
4.990% 0.000 5.031%
4.875% 1.000 5.002%
4.750% 1.500 4.919%

High Balance 15 Yr Fixed

$995 Flat Fee

Rate Points APR

High Balance 10 Yr Fixed

$995 Flat Fee

Rate Points APR

The "995 Flat Fee" - CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title insurance and related fees, and credit report fees. The Borrower is responsible for paying: prepaid interest (including discount points), property taxes, state mortgage taxes, lender payoff fees, survey fees, inspections, VA funding fees, FHA mortgage insurance premium and any type of insurance. It is available on refinance transactions only. Minimum loan amount in CA, AL, AR, AZ, DC, IL, IN, KY, MI, MN, MS, NC, NE, NV, OH, RI, SD, UT, VA, VT,WI is $200,000. Minimum loan amount in AK, CO, FL, GA, HI, IA, ID, KS, LA, MO, MT, ND, NH, NJ, NM, OK, OR, PA, SC, TN, TX, WA, WV is $250,000. Borrower(s) with loan amounts under minimum requirements will be responsible for paying all charges associated with the transaction.
NJ is ineligible for the 995 origination fee due to state specific requirements.